If you live in Virginia, an upcoming Supreme Court decision may have you wondering if your health insurance subsidy is in jeopardy. Last year several lawsuits were brought against the government challenging the authority of the IRS to distribute health insurance subsidies to people who buy their coverage on the federal exchange (aka healthcare.gov). The issue was whether or not the language in the Affordable Care Act — which refers
How Will the Affordable Care Act Affect my Taxes?
Have you started thinking about filing your 2014 taxes? April 15 may be a few months away, but this year — the first year the Affordable Care Act (ACA) is in effect — filing taxes will be more complicated for millions of Americans. That’s because certain provisions of the new law — namely, penalties and subsidies — will be reconciled at tax time. If you got health insurance through your
Anthem Extends Open Enrollment Deadline for Jan 1, 2015 Coverage
If you are looking for health insurance with an effective date of January 1, 2015, we have some good news! Anthem has extended its deadline to buy 1/1 coverage until December 31, 2014. The extension applies to Anthem’s off-exchange plans. Enroll with Anthem BC/BS If you are interested in securing a January 1 start date with Anthem, please don’t delay. Virginia Medical Plans offers two easy ways to apply: 1
Buying Health Insurance Effective January 1 2015 – What You Need to Know
Can I Still Get Health Insurance Effective January 1, 2015? The answer is maybe. Although the deadline has passed for most people to secure 1/1 coverage, an exception is made when a qualifying event triggers a special enrollment period. One such qualifying event is the loss of minimum essential coverage. If your current 2014 policy is a pre-Affordable Care Act (ACA)-compliant plan (one which was in force and you renewed
Meeting the Dec 15 Deadline to be Covered by January 1, 2015
While we are closing in on the DECEMBER 15 DEADLINE to purchase JANUARY 1 COVERAGE — Please use our QUICK GUIDE to get started on enrollment right away. We are available by phone to help (703-707-8270 or 1-888-396-2341). Our email boxes are overflowing, so please — do not use email! Follow the steps in the guide to determine first if you will be eligible for a subsidy. From there,
Buying 2015 Health Insurance – Exchange or No Exchange?
Open Enrollment for 2015 health insurance has begun! You may be wondering — EXCHANGE or NO EXCHANGE? Should you go through your state’s health insurance exchange (in Virginia, the federal marketplace) or purchase coverage directly from a carrier? The good news is, whichever route you choose, Virginia Medical Plans can help, as we are an authorized broker both on the exchange (in Virginia and DC), and off the exchange for
Enrolling in 2015 Health Insurance with Assurant Health
Instructions for Enrolling in a 2015 Off-Exchange Policy with Assurant Health If you have not yet purchased 2015 health insurance, we can help! We are excited that Assurant Health is offering a national PPO network option for 2015. This means access to in-network care, nationwide. Assurant is offering nationwide access through Aetna’s national PPO network. If you are ready to enroll in an off-exchange plan with Assurant Health, click here
Enrolling in 2015 Health Insurance with Aetna Virginia
Instructions for Enrolling in a 2015 Off-Exchange Policy with Aetna Virginia If you have not yet purchased 2015 health insurance, there is still time and we can help! If you live in Northern Virginia — Alexandria City, Arlington County, Fairfax County, Fairfax City, Falls Church City, and Loudoun County — click here. If you live elsewhere in Virginia and would like to enroll in an off-exchange policy with Aetna Virginia
Enrolling in 2015 Health Insurance with Kaiser Permanente
Instructions for Enrolling in an Off-Exchange Policy with Kaiser Permanente in Virginia and Maryland If you live in Virginia or Maryland and you have already discussed a plan with us and are ready to enroll in an off-exchange policy with Kaiser Permanente, follow the instructions below: If you live in Virginia Click here to access the 2015 application If you live in Maryland Click here to access the 2015 application
Understanding Health Insurance
How Well do You Understand Health Insurance? A recent study evaluated how well Americans think they understand health insurance vs. how well they actually understand health insurance. It turns out that although about three-quarters of people surveyed believe they know how to use their health insurance, only about 20 percent could correctly calculate the amount they would owe for a doctor’s visit. In addition, many did not understand key terms
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