Instructions for Enrolling in an Off-Exchange Policy with Kaiser Permanente in Virginia and Maryland If you live in Virginia or Maryland and you have already discussed a plan with us and are ready to enroll in an off-exchange policy with Kaiser Permanente, follow the instructions below: If you live in Virginia Click here to access the 2015 application If you live in Maryland Click here to access the 2015 application
Understanding Health Insurance
How Well do You Understand Health Insurance? A recent study evaluated how well Americans think they understand health insurance vs. how well they actually understand health insurance. It turns out that although about three-quarters of people surveyed believe they know how to use their health insurance, only about 20 percent could correctly calculate the amount they would owe for a doctor’s visit. In addition, many did not understand key terms
Enrolling in a 2015 United Healthcare Insurance Policy
Instructions for Enrolling in a 2015 Off-Exchange Policy with United Healthcare If you have not yet purchased 2015 health insurance, we can help! We are excited that United Healthcare is offering a national PPO network option for 2015. If you purchase a plan with the “Choice Plus Network”, you will have access to in-network care, nationwide. United Healthcare is also offering an online physician look-up tool. If you are ready
Enrolling in a 2015 Health Plan with Anthem BC/BS HealthKeepers in Virginia
Instructions for Enrolling in a 2015 Off-Exchange Policy with Anthem Blue Cross/Blue Shield of Virginia If you have already discussed a plan with us and you are ready to enroll in an off-exchange 2015 plan with Anthem BC/BS, starting on November 15, 2014, you can apply by: Processing an online application directly with Anthem. Click here to begin. Completing a paper application. Click here to access the 2015 Anthem application,
What are the Penalties for Not Having Health Insurance in 2015?
If you did not have health insurance in 2014, be prepared to pay a penalty when you file your 2014 income taxes next April. If the penalty for not being covered in 2014 did not seem too high, brace yourself for the dollar amount to rise next year, and the year after. Here are the penalty amounts for 2014, 2015, and 2016: 2014 2015 2016 $95 per adult $47.50 per
I’m Losing My Work Health Insurance. Should I Go on COBRA or Enroll in an Affordable Care Act Insurance Plan?
Before the Affordable Care Act (aka Obamacare) became the law, leaving a job meant either getting private health insurance (which was sometimes impossible because of pre-existing conditions), going without health insurance (NOT a good option!), or paying for coverage under COBRA. COBRA — the Consolidated Omnibus Reconciliation Act — is the federal law that gives you the right to continue your employer-sponsored health insurance coverage for 18 months. The problem
Am I Eligible for a Health Insurance Subsidy in 2015?
Eligibility for a subsidy on your health insurance is determined based upon your household income level and the number of people in your household. The eligibility numbers have been adjusted for 2015 coverage. Here is the most recent data: (Click here or on the image to view larger.) Source: healthcare.gov Virginia Medical Plans Can Help Give us a call at 1-800-867-0800 or send us an email at jkatz@vamedicalplans.com. We can
Health Insurance Cancellation Notices
Help! My health insurance is being canceled! Several hundred thousand Americans — reportedly 250,000 in Virginia alone — either have already been notified or will be notified soon by their health insurance company that their plan is being canceled effective December 31, 2014. The canceled plans are those which do not fully comply with the provisions of the Affordable Care Act (ACA), otherwise known as Obamacare. What should I do
9 Simple Facts about Health Insurance
Fact #1 Open Enrollment for 2015 individual health insurance plans begins November 15, 2014. Fact #2: You may apply for coverage outside the dates of Open Enrollment if you have a qualifying event. Fact #3: All individual and small group health insurance plans effective on or after January 1, 2014 must include coverage for 10 essential health benefits — things like preventive care, well visits to the doctor, hospitalization, etc.
My Doctor Says He is Not Accepting Obamacare
What Should I Do if My Doctor Says He or She Does Not Accept Obamacare? We get this question all the time. The answer is a little tricky. The first thing to point out is that the term “Obamacare” is simply another name for the Affordable Care Act (ACA) which is the law passed in 2010 reforming our country’s health care system. Obamacare is not a type of insurance, or
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