What Should You Do if You Think You Can’t Afford Health Insurance in 2014? If you have searched for health insurance and believe it is too expensive, please let us help you find a solution that meets your needs and fits your budget. The worst thing you could do is remain uninsured because the premiums feel out of reach. We can often find a plan that fits into your budget
Can I Keep My Current Health Insurance for Two More Years?
A recent announcement by the Obama administration has many people wondering if they can keep their current health insurance coverage — along with their current premiums and benefits — for another two years. The short answer is – it’s too soon to say. We have been watching this closely, since this change could potentially have substantial impact, particularly in the individual health insurance market. At least two things must happen
Exchange Application Checklist
If you need help paying for health insurance, you may be able to get assistance by way of a subsidy. Click here to find out if you may qualify. If you are eligible, you must apply for and enroll in health insurance through the Exchange (also known as the Marketplace) in order to collect the subsidy. Virginia residents will use the Federal Health Insurance Exchange — online at healthcare.gov. Here
Five Myths about the Affordable Care Act
There is a lot of confusion surrounding the Affordable Care Act (ACA). Here are some myths, and the truths behind them: MYTH #1: I must purchase my health insurance on my state’s exchange (or the federal exchange in states like Virginia who are not running their own exchange). TRUTH: You only must purchase your health insurance on the exchange if you are eligible for and wish to collect a subsidy
Important Deadlines for Health Insurance
Last Date to Purchase Health Insurance for 2014 Do you know the last day you can purchase health insurance for 2014 and avoid a penalty under the Affordable Care Act (ACA)? The answer is March 31, 2014* *A qualifying event like a change in marital or employment status, birth or adoption of a child, etc. will allow you to obtain 2014 coverage outside of the open enrollment period which ends
Enrolling in United HealthCare
Instructions for Enrolling in an Off-Exchange Policy with United Healthcare If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange plan with United Healthcare, you can apply by completing a paper application. Click here to access the application, and follow our instructions on the first
Three Reasons Why You Should Enroll in Health Insurance Now
Under the Affordable Care Act (ACA), open enrollment for 2014 health insurance runs through March 31, 2014. We are well into February. If you have not yet enrolled in coverage, you may need some convincing as to why you should not wait until the last minute. Here are three compelling reasons to enroll in health insurance before March 31: Avoid the Rush If you think back to the days leading
Enroll in 2014 Health Insurance by March 31
The Affordable Care Act (ACA) Makes Health Insurance Mandatory for Most Americans Beginning January 1, 2014. Although January 1 has passed, there is still time to purchase health insurance for 2014 and avoid a penalty tax. But you must enroll by March 31. After that date, your next chance will be in November 2014, when open enrollment for 2015 coverage begins (unless you have a qualifying event before then that
Enrolling in Humana Health Insurance
Instructions for Enrolling in an Off-Exchange Policy with Humana If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange plan with Humana, you can apply by processing an online application directly with the carrier. Click here to begin. For more information about specific Humana health
How to Apply for Insurance on Healthcare.gov
⇒NOTE: This post is about applying for 2014 coverage. For information about applying for 2015 coverage, click here. If you live in Virginia and are eligible for a health insurance subsidy, you must purchase your coverage on the federal health insurance marketplace in order to receive the subsidy. Not sure if you are eligible? Use this chart to find out. You may qualify for a subsidy if, based on the
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