Welcome to Virginia Medical Plans’ Enrollment Center for 2018 individual / family health insurance.
We are happy to provide helpful enrollment information for 2018 individual / family health or dental insurance in Virginia, Maryland, and District of Columbia.
To receive critical updates from us regarding 2018 open enrollment
Virginia
Lay of the Land in Virginia in 2018
The overall landscape of individual / family health insurance in Virginia in 2018 is grim.
Several carriers have left the state for 2018 (Innovation Health, Aetna, United Healthcare). The remaining carriers have raised premiums by upwards of 80%. If you are subsidy-eligible, you will feel the effects less dramatically.
In much of the state, there will be only one carrier. Refer to the map below.
With the exception of the CareFirst service area in northern Virginia (see below), there are no PPO plans available in the state. All 2018 plans — from all carriers except Carefirst — are HMO plans. HMOs offer limited provider networks and no out-of-network coverage except in the event of a true emergency.
If you:
- are self-employed or own a small business;
- live in the greater northern Virginia area; and
- are not eligible for a subsidy in 2018
…we may be able to set up a group health plan. Please see here for more information and be in touch right away if this may work for you.
Details by Carrier in Virginia
Visit each section below for more detailed enrollment information.
- Anthem
- CareFirst
- Cigna (Medical and Dental)
- Kaiser Permanente
- Optima Health
- Piedmont Community Healthcare
Virginia Service Areas by Carrier
Anthem: click here to see which cities/counties Anthem will be in for 2018.
Kaiser Permanente has facilities in the Northern Virginia and Fredericksburg areas.
Charlottesville, Harrisonburg, Hampton Roads / Virginia Beach / Norfolk, Halifax & Mecklenburg
Piedmont service area: cities of Lynchburg, Bedford, and Danville; and the counties of Amherst, Appomattox, Bedford, Buckingham, Campbell, Charlotte, Cumberland, Halifax, Lunenburg, Mecklenburg, Nelson, Nottoway, Pittsylvania, and Prince Edward.
Maryland
Lay of the Land in Maryland in 2018
There are two carriers offering individual plans in 2018 — CareFirst and Kaiser. CareFirst premiums are rising upwards of 60%, and Kaiser premiums are rising upwards of 35%.
Note, we do not sell subsidized plans on the Maryland Health Connection.
If you:
- are self-employed or own a small business;
- live in the greater Baltimore; and
- will not be eligible for a subsidy in 2018
…we may be able to set up a group health plan. Please see here for more information and be in touch right away if this may work for you.
Details by Carrier in Maryland
Visit the sections below for more details about enrollment.
- CareFirst
- Kaiser Permanente
- Cigna (Dental only)
District of Columbia
Lay of the Land in DC in 2018
Open enrollment in DC runs from November 1, 2017 – January 31, 2018.
There are two carriers offering individual plans in 2018 — CareFirst and Kaiser. Premium increases for 2018 are less dramatic in DC than in VA or MD.
All individual health plans in DC continue to be sold via DC HealthLink. The first step in having our assistance with a DC plan is to establish your account on DC Healthlink, and then designate us as your broker.
Details by Carrier in DC
Visit the sections below for more details about enrollment.
- CareFirst
- Kaiser Permanente
- Cigna (Dental only)
