Welcome to Virginia Medical Plans’ enrollment guide for 2018 OptimaFit Health plans.
You can purchase an OptimaFit Health plan if you live in the following areas of Virginia:
- Hampton Roads / Virginia Beach / Norfolk
- Halifax & Mecklenburg
Optima offers HMO plans in 2018 — 1 gold, 2 silver, 2 bronze, and a catastrophic (young adult) plan. There are two HSA-compatible plans.
Please be aware there are two series of Optima plans:
- OptimaFit Select – The Select network is smaller, and Select premiums are lower. Refer to this link for more information about the Select network: https://www.optimahealth.com/plans/optimafit-select/
- OptimaFit HMO network
There are no out-of-network benefits for either plan series (except for true emergency care — “life and limb”).
2018 Plan Brochures
- 2018 OptimaFit Select Plans – ON and OFF EXCHANGE
- 2018 OptimaFit HMO Plans – ON EXCHANGE
- 2018 OptimaFit Cost-Share Plans – ON EXCHANGE
Optima Health Provider Directory
2018 Drug Formulary
Apply Online beginning November 1, 2017
- To apply online for a Optima plan, click here – Enter your Zip Code and click on “See Plans and Prices” to find a plan. Enroll and secure a subsidy.