Welcome to Virginia Medical Plans’ 2018 enrollment guide for Cigna medical plans for individuals and families in Virginia.
About 2018 Cigna Health Insurance
If you live in certain counties of Virginia*, you can enroll in a Cigna health plan. You will have coverage when you visit a provider who participates in Cigna’s Virginia – Connect Network. You must select an in-network primary care physician (PCP), and referrals are required to visit a specialist.
Out-of-network care is not covered, except in the event of a true emergency. Therefore, please verify that your doctor, pharmacy, hospital or other medical provider is in-network with Cigna before receiving care.
The INOVA hospitals are not in-network for any of the 2018 Cigna individual plans.
If you are eligible for a subsidy to help pay for health insurance, you must buy a Cigna plan through the exchange. Click here to find out if you may qualify for a subsidy in 2018.
2018 Cigna Health Plan Details
There are 5 Cigna plans in 2018:
- Cigna Connect 6400 Bronze
- Cigna Connect 6000 Bronze
- Cigna Connect 4500 Silver
- Cigna Connect 6500 Silver
- Cigna Connect 1200 Gold
Cigna plans are “EPOs” — Exclusive Provider Organization.
In reality, Cigna is a very small gated HMO network (referrals required). Only two hospitals are in-network in the Northern Virginia area — Virginia Hospital Center and Reston Hospital. There is no out-of-network care, except in the event of a true emergency. You must search the network carefully (use link below).
Search for Your Provider
2018 Cigna Drug Formulary
2018 Cigna Application – Available November 1, 2017
- Apply online for a Cigna ON EXCHANGE plan in Virginia: Click here – Enter your Zip Code and click on “See Plans and Prices” to find a plan. Enroll and secure a subsidy.
- Apply online for Cigna OFF EXCHANGE
Cigna Dental Plans
Cigna also offers stand-alone dental plans if you live in Virginia, Maryland, or DC.
*Cigna counties in the Northern Virginia area: Alexandria City, Arlington, Clarke, Fairfax City, Fairfax, Falls Church City, Loudoun, Manassas City, Manassas Park City, Prince William, Stafford and Warren.
Cigna counties in the Richmond area: Amelia, Charles City, Chesterfield, Dinwiddie, Hanover, Henrico, Prince George, Sussex, Colonial Heights City, Hopewell City, Petersburg City and Richmond City.