Have you tried to sign up for insurance using the Federal Health Insurance Exchange? Since the exchanges created by the Affordable Care Act (ACA) opened on October 1, the news is filled with reports of delays, glitches, and problems with the online system designed to allow Americans to shop for health insurance. In the two weeks + since the opening of the online exchanges, many Americans have all but given
Anthem Blue Cross Blue Shield Early Renewal Option
If you are currently covered by an individual Anthem Blue Cross Blue Shield health insurance policy (vs. one you get through your employer) we have some critical information for you. Anthem policyholders either already have received or will receive soon a letter from Anthem explaining the options for complying with the new health care law — the Affordable Care Act (also known as “Obamacare”). Here is a summary: If you have
CareFirst Blue Cross Blue Shield Option to Re-Enroll
If you are currently covered by an individual CareFirst Blue Cross Blue Shield health insurance policy (vs. one you get through your employer) that you purchased or after March 23, 2010, we have some critical — and time sensitive* — information for you. (Update October 31, 2013 – deadline to re-enroll has been extended to November 22, 2013) CareFirst policyholders either already have received or will receive soon a letter from
Early Renewal for Health Insurance Policies
Have you heard the term early renewal when it comes to health insurance? If you currently have individual health insurance (vs. getting it through your employer), you may be wondering if renewing early would allow you to put off switching to a new “Obamacare” plan, and if it would, would it be the right thing to do? [Remember, “Obamacare” is just a shorthand name for the new health care law
Buying Health Insurance on the Maryland Exchange
The state of Maryland is running its own health insurance exchange — officially called Maryland Health Connection. Maryland residents who are eligible for a subsidy MUST buy their insurance on the MD exchange in order to get the subsidy. Other Maryland residents may wish to shop on the exchange as well. Jonathan Katz is an authorized broker with Maryland Health Connection, and therefore, is available to assist all of our
Browsing the Health Insurance Exchange
Since Open Enrollment for health insurance began this past Tuesday, all major news outlets have been reporting on the glitches and capacity overload that have prevented users from getting into the sites (see yesterday’s health care news). When things do settle down and you are actually able to get in, what will you find? If the consumer experience is anything like what brokers went through to register with the exchanges
Jon Katz Interviewed on National Public Radio
While busily responding to calls and emails on the second day of Open Enrollment under the Affordable Care Act, our own Jon Katz was surprised to get a call from National Public Radio (NPR) Senior Reporter, Dan Gorenstein. Seems Mr. Gorenstein wanted to get Jon’s take on the insurance broker’s role in health care reform. The interview ran on NPR’s show, Marketplace, on Wednesday, October 2. Click on the microphone
Enrolling in Health Insurance Under Obamacare
October 1 is here, and the exchanges have officially opened. As we expected, the opening of the exchanges came with technical glitches and system delays. Both the Virginia and Maryland exchanges, like many across the country, had crashed by 9:00 am. But, things will settle down, and you will be able to purchase health insurance for next year. Remember, you have until December 15, 2013 to enroll in a plan
Health Insurance Premiums Under Affordable Care Act
How will health insurance premiums be calculated in 2014, under Affordable Care Act (ACA)? A policy’s premium is the monthly fee paid to the insurance carrier for health insurance coverage. In pre-ACA policies, insurance carriers can charge differing premiums based upon many factors including, most notably, a person’s age and current health status. Today, the premium paid by someone with a medical condition is typically much higher than that of
Will I Be OK Under Obamacare?
If you have somehow missed all recent headlines about the Affordable Care Act (ACA), otherwise known as Obamacare, a quick peek at our Daily News page should convince you that news is coming in fast and furious. With less than a week until Open Enrollment begins, our phone has been ringing off its hook (as well as our email box filling up) with questions, the gist of which are: Will
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