Instructions for Enrolling in an Off-Exchange Policy with Innovation Health/Aetna Northern Virginia If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange policy with Innovation Health / Aetna Northern Virginia, you must complete a paper application. Click here to access the application, and follow the
Enrolling in Anthem Blue Cross / Blue Shield of Virginia Health Insurance
Instructions for Enrolling in an Off-Exchange Policy with Anthem Blue Cross/Blue Shield of Virginia If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange plan with Anthem BC/BS, you can apply by: Processing an online application directly with Anthem. Click here to begin. Completing a
How do I Calculate My Income to Find Out if I am Eligible for a Health Insurance Subsidy?
Under the provisions of the Affordable Care Act (ACA), some Americans will be eligible for a subsidy to purchase health insurance through their state’s exchange (or the federal exchange for states like Virginia who have chosen not to run their own exchange). Eligibility for the subsidy is determined in part by household income, relative to the Federal Poverty Level. Click here for details. Some are wondering, however, how to calculate
Health Insurance Premiums Under Affordable Care Act
How will health insurance premiums be calculated in 2014, under Affordable Care Act (ACA)? A policy’s premium is the monthly fee paid to the insurance carrier for health insurance coverage. In pre-ACA policies, insurance carriers can charge differing premiums based upon many factors including, most notably, a person’s age and current health status. Today, the premium paid by someone with a medical condition is typically much higher than that of
How Much Will Health Insurance Cost Me in 2014?
With the Affordable Care Act (aka Obamacare) front-and-center in the news these days, people naturally want to know how much it will cost them when health insurance becomes mandatory on January 1, 2014. The health insurance exchanges (or “marketplaces”) are slated to open on October 1, 2013 for plans with an effective date of January 1, 2014. Until exact figures are released, the Kaiser Family Foundation has a great tool
Are You Eligible for a Health Insurance Subsidy?
Update October 2014 – Revised income figures for determining eligibility for 2015 coverage. Click here. Here is a chart to help you determine if you qualify for a health insurance subsidy. (Click here to view larger) Give us a call! We can tell you for sure AND help you obtain the subsidy when you buy your health insurance through the exchange.
Determining Eligibility for a Health Insurance Subsidy
Shortly after the announcement that the employer mandate is delayed until 2015, the federal government announced another change to the implementation of the Affordable Care Act (ACA). This time the change is regarding how an individual’s eligibility for a health insurance subsidy will be verified. A person is eligible for a subsidy if: (1) he or she earns less than 400% of federal poverty level (those earning less than 133%