We came across a recent article written by a colleague of ours in which he compares buying health insurance to replacing the roof on your house — for most of us, if we tried to replace our own roof, we would have no idea where to begin, what kind of shingles to use, or how to do the job. We like the comparison! And it is very true. Most Americans
News for Anthem Individual Health Insurance Policyholders in Virginia
Attention Virginia Anthem Health Insurance Policyholders If you have a non-grandfathered* individual Anthem policy with a December 1, 2014 renewal date, we have some important news. We just received word from Anthem of a change regarding the options you will have when your policy renews this December 1. Until now, we had been told that Anthem would no longer offer your current plan, and you would need to switch to
What Happens to My Health Insurance if I Move to a New State?
If you purchased a health insurance policy under the Affordable Care Act (ACA) while living in one state and subsequently move to another state, you will need to cancel coverage in your old state and purchase a plan in your new state. The good news is you don’t have to worry about purchasing your new coverage during open enrollment dates. That’s because moving to a new state is a qualifying
What is a Qualifying Event and What Should I Do if I Have One?
Note: this post was originally published on May 12, 2014 but has been updated for 2015. What appears here is the updated information, as of March 2015. When it comes to health insurance, a qualifying event is a life event that makes you eligible to purchase health insurance outside the dates of open enrollment. A qualifying event triggers a special enrollment period lasting 30-60 days, depending on the event. Read
As a Young Adult What are My Options for Health Insurance?
The Affordable Care Act makes it mandatory for most individuals — including young adults — to have health insurance or pay a tax penalty. There are several options available for young adults looking for health insurance. If health insurance is not offered by your employer, or if it is offered but does not meet your needs or your budget, you can: Get coverage on your parent’s health plan. If you
New Virginia Law Changes Pediatric Dental Benefit for 2015
Coverage for pediatric dental care is considered an essential health benefit under the Affordable Care Act (ACA). Several months ago we wrote about pediatric dental coverage in Virginia (click here to read the original post). To summarize briefly, all 2014 individual and small group (50 or fewer employees) health insurance policies sold outside the federal exchange are required to include coverage for pediatric dental care. But for policies sold through
Short-Term Health Insurance
Now that the window of opportunity to purchase 2014 Affordable Care Act (ACA)-compliant health insurance has closed, many people are wondering how they can be protected in the event of an illness or injury this year. In most cases, if you did not purchase a 2014 policy before the March 31 deadline, your option for the remainder of 2014 is to purchase what’s known as short-term insurance. (*See notes below
Buying Health Insurance After March 31 During a Special Enrollment Period
March 31 has come and gone. And with it has come the end of open enrollment for 2014 health insurance plans. Unless you had already begun an application on or before that date through healthcare.gov (the federal health insurance exchange used by Virginia residents), March 31 was the last day you could purchase non-group health insurance coverage during 2014 open enrollment. However, there may still be an opportunity to purchase
Beat the March 31 Deadline for Health Insurance
You have until midnight on March 31, 2014* to beat the deadline for enrolling in 2014 health insurance coverage. *A qualifying event will allow you to enroll after March 31 Applying for Coverage Without a Subsidy If you are not eligible for a subsidy (click here to find out), you can enroll quickly and easily by filing an application directly with the carrier of your choice: CareFirst BC/BS Anthem BC/BS
Another Health Insurance Extension?
This week’s big news surrounding the Affordable Care Act was the Obama administration’s announcement of a partial extension to the March 31 deadline for enrolling in 2014 health insurance. Another extension? Sort of. Before you believe you now have longer to enroll, remember it is a partial extension. And in fact, the administration is careful to call it a special enrollment period rather than an extension. Who Can Enroll in
- « Previous Page
- 1
- …
- 3
- 4
- 5
- 6
- 7
- 8
- Next Page »