If you purchase health insurance for yourself or your family (vs. getting coverage through your employer), it will soon be time to begin thinking about your 2015 coverage.
Here are some dates to keep in mind:
November 15, 2014. The start of Open Enrollment for 2015 health insurance.
Open Enrollment is the time when you can apply for new health insurance coverage, or, if you already have coverage, you can choose to keep your current plan, or pick a new one.
2015 Open Enrollment is from November 15, 2014 through February 15, 2015.
November 15 – December 15, 2014. Enroll between these dates for coverage beginning January 1, 2015. If you already have coverage and you want to change plans or your plan is changing, you must enroll by December 15, 2014 to avoid a lapse in coverage.
December 16, 2014 – January 15, 2015. Enroll between these dates for coverage beginning February 1, 2015.
December 31, 2014. The date coverage ends for 2014 plans.
January 16 – February 15, 2015. Enroll between these dates for coverage beginning March 1, 2015.
February 15, 2015. The last day of Open Enrollment for 2015 coverage.
Get an Early Start on Choosing Coverage for 2015
Each year, health insurance carriers make adjustments to their plans. This means the benefits, options, and pricing for your current health insurance are all subject to change when the new policy year begins on January 1, 2015.
We urge you to carefully review your options to make sure you are getting the right coverage to meet your needs.
But don’t wait until the last minute! Like last year, we expect heavy call and email volume during Open Enrollment.
Please be sure to contact us early enough so we may be of assistance as you make your 2015 selection.