Health Insurance open enrollment for 2016 closed on January 31, 2016. Outside of Open Enrollment, you must have a qualifying event in order to purchase Affordable Care Act-compliant coverage which is effective in 2016. Examples of Qualifying Events for Health Insurance Change in marital status (marriage/divorce/death of a spouse) Relocation to a new state Change in family size (birth/adoption/death of a child) Loss of minimum essential health coverage (change in
What is a Qualifying Event and What Should I Do if I Have One?
When it comes to health insurance, a qualifying event is a life event that makes you eligible to purchase health insurance outside the dates of open enrollment. A qualifying event triggers a special enrollment period lasting 30-60 days, depending on the event. Read more about special enrollment periods. Qualifying Events Change in marital status (marriage/divorce/death of a spouse) Relocation to a new state or to an area of your current
2016 Open Enrollment – What You Need to Know
Open Enrollment is a set time period each year during which anyone can buy a new health insurance plan for any reason. You cannot be denied coverage during Open Enrollment. Open Enrollment for 2016 health coverage is November 1, 2015 – January 31, 2016. 2016 Open Enrollment is Here If you are uninsured, Open Enrollment is your chance to get coverage for 2016 and avoid a penalty tax. If you
Buying Health Insurance in Washington, DC
If you live in Washington DC, let Virginia Medical Plans help you choose and enroll in an individual or family health insurance plan! If you’re eligible for a subsidy to help pay for coverage, we can also help you collect your subsidy. Enrollment in DC plans is done through DC’s health insurance marketplace: https://www.dchealthlink.com. You can browse available plans without creating an account, but we recommend you create an account
What are Key Dates for 2016 Health Insurance?
If you purchase health insurance for yourself or your family (vs. getting coverage through your employer), it is time to think about your 2016 coverage. Here are some dates to keep in mind: November 1, 2015. The start of Open Enrollment for 2016 health insurance. Open Enrollment is the time when you can apply for new health insurance coverage, or, if you already have coverage, you can pick a new
Preparing for 2016 Open Enrollment
Open Enrollment is a set time period each year during which anyone can buy a new health insurance plan for any reason. If you enroll during Open Enrollment, you cannot be denied coverage. If you are currently uninsured, this is your chance to get coverage for 2016 and avoid a penalty tax for being uninsured. If you are currently covered under an individual/family health plan (vs. having coverage through your
Buying Health Insurance in Virginia, Maryland, or DC
The Affordable Care Act (ACA) has made it mandatory for most Americans to have health insurance. In addition to making health insurance mandatory, the new law also makes health insurance guaranteed issue. This means you cannot be denied coverage for any reason — even if you have a pre-existing medical condition. If you live in Virginia, Maryland, or the District of Columbia, Virginia Medical Plans can help you get the
Recurring Payment Option for Anthem Members
If you live in Virginia and have individual Anthem BC/BS health insurance (vs. getting coverage through your employer), paying your premiums just got a little easier. Anthem has launched a new program by which existing customers with Affordable Care Act-compliant individual health plans can set up recurring debit or credit card payments. If you have an account on anthem.com (which we highly recommend!), when you click on the “Pay My
HSA Contribution Limits and Deductibles for 2016
The IRS recently released the 2016 inflation adjusted amounts for health savings accounts (HSAs). You are eligible to contribute to an HSA if you are covered under a high deductible health plan (HDHP) and meet certain other eligibility requirements. 2016 Annual HSA Contribution Limitation The maximum contribution to a health savings account (HSA) for 2016 is: 2016 HSA contribution limit (employer + employee) Individual: $3,350 Family: $6,750 2016 High Deductible
CareFirst Data Breach
Did You Enroll in CareFirst’s Online Policyholder Services Before June 20, 2014? If you answered YES, then you are among the approximately 1.1 million victims of the latest incidence of cyberattack on a health insurance company. CareFirst announced today that cyberattackers gained limited, unauthorized access to a customer database on June 19, 2014. We are working closely with CareFirst to understand the full implications of the breach. Here’s what we
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