We are in the throes of 2015 Open Enrollment! This means we are working around the clock to help our clients enroll in 2015 coverage. We appreciate your confidence and patience as we manage a high volume of calls and emails. But here is a way you can get started instantly, with no wait: NEW! this year, we are thrilled to offer expedited enrollment for Virginia residents who are eligible
2015 Pediatric Dental Benefit in Virginia
When Open Enrollment for 2015 health insurance plans begins on November 15, 2014, it will be nice to NOT have to explain to individual and small group clients why they must pay for pediatric dental benefits even if they have no children on their policy. It’s not that we are anti-pediatric-dental-care! We love healthy teeth in kids as much as the next guy! The Trouble with Pediatric Dental Benefit in
How to Apply for 2015 Coverage on healthcare.gov
Open Enrollment for 2015 Health Insurance: November 15, 2014 – February 15, 2015. If you live in Virginia and will be eligible for a health insurance subsidy in 2015, you must purchase your coverage on the federal health insurance marketplace — healthcare.gov — in order to receive the subsidy. NEW! This year we are pleased to offer expedited enrollment for Virginia residents on the exchange. You get the same
Will Healthcare.gov Be Better This Time?
Kevin Counihan, the new CEO of the Federal Health Insurance Marketplace (aka the Exchange or “healthcare.gov”), is predicting a much smoother roll-out of the ill-fated website than we saw last year. Should we be hopeful? Maybe. After all, Counihan was formerly in charge of Connecticut’s state-run health insurance exchange — one of the more successful exchanges out there. And he is touting the new and improved healthcare.gov as being so
My Doctor Says He is Not Accepting Obamacare
What Should I Do if My Doctor Says He or She Does Not Accept Obamacare? We get this question all the time. The answer is a little tricky. The first thing to point out is that the term “Obamacare” is simply another name for the Affordable Care Act (ACA) which is the law passed in 2010 reforming our country’s health care system. Obamacare is not a type of insurance, or
As a Young Adult What are My Options for Health Insurance?
The Affordable Care Act makes it mandatory for most individuals — including young adults — to have health insurance or pay a tax penalty. There are several options available for young adults looking for health insurance. If health insurance is not offered by your employer, or if it is offered but does not meet your needs or your budget, you can: Get coverage on your parent’s health plan. If you
Beat the March 31 Deadline for Health Insurance
You have until midnight on March 31, 2014* to beat the deadline for enrolling in 2014 health insurance coverage. *A qualifying event will allow you to enroll after March 31 Applying for Coverage Without a Subsidy If you are not eligible for a subsidy (click here to find out), you can enroll quickly and easily by filing an application directly with the carrier of your choice: CareFirst BC/BS Anthem BC/BS
Another Health Insurance Extension?
This week’s big news surrounding the Affordable Care Act was the Obama administration’s announcement of a partial extension to the March 31 deadline for enrolling in 2014 health insurance. Another extension? Sort of. Before you believe you now have longer to enroll, remember it is a partial extension. And in fact, the administration is careful to call it a special enrollment period rather than an extension. Who Can Enroll in
Buying Health Insurance — Exchange or No Exchange?
We have entered the final weeks of Open Enrollment for 2014 health insurance. As such, many individuals are scrambling to meet the March 31 deadline to purchase 2014 coverage. If you are one of them, you may be wondering — EXCHANGE or NO EXCHANGE? Should you go through your state’s health insurance exchange (in Virginia, the federal marketplace, or healthcare.gov) or should you purchase coverage directly from a carrier? The
Exchange Application Checklist
If you need help paying for health insurance, you may be able to get assistance by way of a subsidy. Click here to find out if you may qualify. If you are eligible, you must apply for and enroll in health insurance through the Exchange (also known as the Marketplace) in order to collect the subsidy. Virginia residents will use the Federal Health Insurance Exchange — online at healthcare.gov. Here
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