With health insurance premiums on the rise and companies struggling to survive tough economic times, more and more employers have stopped offering health insurance coverage for their employees. According to a recent study by the Robert Wood Johnson Foundation, the number of Americans who got their health coverage through their employer fell by 11.5 million between 2000 and 2011. Although many of these workers may have been able to get
Essential Health Benefits under Affordable Care Act (ACA)
Beginning in January of 2014, health insurance plans must include items and services in the following 10 categories, known as essential health benefits under the Affordable Care Act (ACA): Ambulatory patient services Emergency services Hospitalization Maternity and newborn care Mental health and substance use disorder services, including behavioral health treatment Prescription drugs Rehabilitative and habilitative services and devices Laboratory services Preventive and wellness services and chronic disease management Pediatric services,
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