With health insurance premiums on the rise and companies struggling to survive tough economic times, more and more employers have stopped offering health insurance coverage for their employees. According to a recent study by the Robert Wood Johnson Foundation, the number of Americans who got their health coverage through their employer fell by 11.5 million between 2000 and 2011. Although many of these workers may have been able to get insurance through their spouse or purchase their own individual insurance, unfortunately, many are probably now uninsured.
When the next phase of the Affordable Care Act (ACA) goes into effect in January of 2014, we fear that the cost to employers of providing coverage could rise again — dramatically — forcing even more employers to drop coverage. In particular, small businesses who will not be required to provide coverage may be more likely to drop it altogether.
If you find yourself among the millions of Americans without the option of an employer-sponsored insurance plan next year, let us help you find the right plan.