Late last week, Anthem Healthkeepers announced plans to offer individual/family health insurance in 63 so-called “bare” counties and cities in Virginia. Anthem had announced just weeks ago its plans to exit most of the state in 2018. Although the announcement is welcome news for rural areas of the state that were slated to have no insurance carriers in 2018, if you live in a more major metropolitan area (Northern Virginia,
Anthem Pulling out of Virginia Individual Market in 2018
We have just received word that Anthem will stop selling individual health insurance in Virginia in 2018. This means that if you are covered by an Anthem Affordable Care Act compliant individual / family health plan, your plan is ending on December 31, 2017. You can continue to use your plan through the end of this year. However, you will need to find new coverage effective January 1, 2018. We
Innovation Health / Aetna Leaving Virginia Individual/Family Market in 2018
Innovation Health / Aetna announced on May 3 it will stop selling individual and family health insurance in Virginia in 2018. Although 2017 policies are not impacted by the decision, individuals and families with this coverage must choose another carrier for 2018. Volatile Health Insurance Market Today’s volatile health insurance market is the driving force behind the decision. In a note to brokers, Innovation Health / Aetna explained the
Obamacare Changes on the Horizon
The Trump administration’s attempt to repeal and replace the Affordable Care Act — President Obama’s signature health care law — did not go quite as planned. However, “Obamacare” changes are on the horizon. Obamacare is still the law of the land, but the Centers for Medicare & Medicaid Services (CMS) has issued new rules which change how the law is implemented. These new rules aim to: lower premiums; stabilize the
What is IRS Form 1095?
This post was originally published in January 2017, and updated in 2018, 2019, 2020, and 2021. If you had health insurance during 2020, you can expect to receive IRS Form 1095 in January or February of 2021. The 1095 is your proof of coverage. If you have not received it by mid-February, please contact either the Marketplace, your insurance carrier, or your plan sponsor, depending on how you got your
Buying 2017 Health Insurance in Washington, DC
If you live in Washington DC, Virginia Medical Plans can help you choose and enroll in an individual or family health insurance plan for 2017. If you’re eligible for a subsidy to help pay for coverage, we can also help you collect your subsidy. Enrollment in DC plans is done through DC’s health insurance marketplace: https://www.dchealthlink.com. You can browse available plans without creating an account, but we recommend you create
Open Enrollment for 2017 Health Insurance
Open Enrollment is a set time each year when anyone can buy a new health insurance plan for any reason. You cannot be denied coverage during Open Enrollment. Open Enrollment for 2017 health coverage is November 1, 2016 – January 31, 2017. 2017 Open Enrollment Depending on your current situation, here is what you need to know about open enrollment. If you are… Uninsured: You should purchase 2017 coverage during
Am I Eligible for a Health Insurance Subsidy in 2017?
You may be eligible for a subsidy to help you afford health insurance in 2017 if your total household income falls within certain limits. The income cutoffs are tied to the Federal Poverty Level and are adjusted each year. The 2017 figures are in the chart below. To use the chart: Locate the number of people in your household (# of people on your federal tax return) along the top
Gearing Up for Open Enrollment
As summer winds down, at Virginia Medical Plans, we are gearing up… for open enrollment, that is! What is Open Enrollment? Open enrollment, arguably our busiest time of the year, is a set time period when anyone can purchase or change individual or family health insurance, for any reason. Outside the dates of open enrollment, you can purchase or change plans only if you have a qualifying event. When is
Beware of Short-Term, Limited Benefit Health Plans
The Virginia Bureau of Insurance recently issued a warning to Virginia residents to beware of high-pressure telemarketers selling short-term or limited benefit health insurance policies. We could not agree more. If you’re shopping for individual/family health insurance between February and November, be careful! These months fall outside open enrollment — the set time each year when anyone can buy Affordable Care Act (ACA)-compliant health insurance, for any reason. Unless you
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