The state of Maryland is running its own health insurance exchange — officially called Maryland Health Connection. Maryland residents who are eligible for a subsidy MUST buy their insurance on the MD exchange in order to get the subsidy. Other Maryland residents may wish to shop on the exchange as well. Jonathan Katz is an authorized broker with Maryland Health Connection, and therefore, is available to assist all of our
Browsing the Health Insurance Exchange
Since Open Enrollment for health insurance began this past Tuesday, all major news outlets have been reporting on the glitches and capacity overload that have prevented users from getting into the sites (see yesterday’s health care news). When things do settle down and you are actually able to get in, what will you find? If the consumer experience is anything like what brokers went through to register with the exchanges
Jon Katz Interviewed on National Public Radio
While busily responding to calls and emails on the second day of Open Enrollment under the Affordable Care Act, our own Jon Katz was surprised to get a call from National Public Radio (NPR) Senior Reporter, Dan Gorenstein. Seems Mr. Gorenstein wanted to get Jon’s take on the insurance broker’s role in health care reform. The interview ran on NPR’s show, Marketplace, on Wednesday, October 2. Click on the microphone
Enrolling in Health Insurance Under Obamacare
October 1 is here, and the exchanges have officially opened. As we expected, the opening of the exchanges came with technical glitches and system delays. Both the Virginia and Maryland exchanges, like many across the country, had crashed by 9:00 am. But, things will settle down, and you will be able to purchase health insurance for next year. Remember, you have until December 15, 2013 to enroll in a plan
Health Insurance Premiums Under Affordable Care Act
How will health insurance premiums be calculated in 2014, under Affordable Care Act (ACA)? A policy’s premium is the monthly fee paid to the insurance carrier for health insurance coverage. In pre-ACA policies, insurance carriers can charge differing premiums based upon many factors including, most notably, a person’s age and current health status. Today, the premium paid by someone with a medical condition is typically much higher than that of
Will I Be OK Under Obamacare?
If you have somehow missed all recent headlines about the Affordable Care Act (ACA), otherwise known as Obamacare, a quick peek at our Daily News page should convince you that news is coming in fast and furious. With less than a week until Open Enrollment begins, our phone has been ringing off its hook (as well as our email box filling up) with questions, the gist of which are: Will
Should Young Adults Stay on Their Parents’ Health Insurance?
One of the earliest-implemented provisions of the Affordable Care Act (ACA) was the requirement that parents be allowed to keep their adult children on their health insurance until age 26. As a result, many families did just that. Even when the adult child was offered coverage through his or her employer, it often made sense for many reasons for the “child” to stay on the parents’ plan. With the next
October 1 — What to Expect
We have been writing for several months urging you to be ready to act on October 1 — the date Open Enrollment begins for health insurance plans effective in 2014. Everywhere you turn, you’re probably hearing that date in conjunction with Obamacare — the Affordable Care Act. Well, guess what? Have you ever stood in line at a popular store on Black Friday (the day after Thanksgiving)? Ever lined up
Will Young Adults Purchase Health Insurance?
Young adults. Traditionally, buying individual health insurance has been low on the priority list for this demographic. Rarely seeking medical attention, many young adults who are not offered coverage from their employer and are too old to be covered on their parents’ plan simply do not have it. There has been much debate about whether this overall healthy and self-described invincible group of younger, uninsured consumers will buy in to
Beware of Health Insurance Scams
Obamacare — the Affordable Care Act (ACA) — is here. In less than 30 days the health insurance marketplaces will be open for business, and Americans will begin shopping for health insurance — some for the very first time. But do people really understand what the Affordable Care Act is all about? A recent poll by the Kaiser Family Foundation found that, for half of the respondents, the answer is
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