Prior to 2014 and the implementation of the Affordable Care Act (ACA), if you are lesbian, gay, bisexual, or transgender (LGBT), you may have found it difficult to access affordable and comprehensive health insurance. You may have even been denied coverage altogether due to a pre-existing medical condition. But did you know that the new law establishes significant protections for LGBT individuals, making health insurance more accessible than ever before?
King v. Burwell — Will the Supreme Court Do Away with Subsidies?
If you live in Virginia, an upcoming Supreme Court decision may have you wondering if your health insurance subsidy is in jeopardy. Last year several lawsuits were brought against the government challenging the authority of the IRS to distribute health insurance subsidies to people who buy their coverage on the federal exchange (aka healthcare.gov). The issue was whether or not the language in the Affordable Care Act — which refers
How Will the Affordable Care Act Affect my Taxes?
Have you started thinking about filing your 2014 taxes? April 15 may be a few months away, but this year — the first year the Affordable Care Act (ACA) is in effect — filing taxes will be more complicated for millions of Americans. That’s because certain provisions of the new law — namely, penalties and subsidies — will be reconciled at tax time. If you got health insurance through your
Anthem Extends Open Enrollment Deadline for Jan 1, 2015 Coverage
If you are looking for health insurance with an effective date of January 1, 2015, we have some good news! Anthem has extended its deadline to buy 1/1 coverage until December 31, 2014. The extension applies to Anthem’s off-exchange plans. Enroll with Anthem BC/BS If you are interested in securing a January 1 start date with Anthem, please don’t delay. Virginia Medical Plans offers two easy ways to apply: 1
Meeting the Dec 15 Deadline to be Covered by January 1, 2015
While we are closing in on the DECEMBER 15 DEADLINE to purchase JANUARY 1 COVERAGE — Please use our QUICK GUIDE to get started on enrollment right away. We are available by phone to help (703-707-8270 or 1-888-396-2341). Our email boxes are overflowing, so please — do not use email! Follow the steps in the guide to determine first if you will be eligible for a subsidy. From there,
Enrolling in 2015 Health Insurance with Assurant Health
Instructions for Enrolling in a 2015 Off-Exchange Policy with Assurant Health If you have not yet purchased 2015 health insurance, we can help! We are excited that Assurant Health is offering a national PPO network option for 2015. This means access to in-network care, nationwide. Assurant is offering nationwide access through Aetna’s national PPO network. If you are ready to enroll in an off-exchange plan with Assurant Health, click here
Enrolling in 2015 Health Insurance with Aetna Virginia
Instructions for Enrolling in a 2015 Off-Exchange Policy with Aetna Virginia If you have not yet purchased 2015 health insurance, there is still time and we can help! If you live in Northern Virginia — Alexandria City, Arlington County, Fairfax County, Fairfax City, Falls Church City, and Loudoun County — click here. If you live elsewhere in Virginia and would like to enroll in an off-exchange policy with Aetna Virginia
Understanding Health Insurance
How Well do You Understand Health Insurance? A recent study evaluated how well Americans think they understand health insurance vs. how well they actually understand health insurance. It turns out that although about three-quarters of people surveyed believe they know how to use their health insurance, only about 20 percent could correctly calculate the amount they would owe for a doctor’s visit. In addition, many did not understand key terms
December 15 is Key Date for 2014 Policyholders
If you are reading this, you probably know that November 15, 2014 is the first day of Open Enrollment for 2015 health insurance plans. You probably also know Open Enrollment runs through February 15, 2015. However, what you may not realize is the importance of another date — December 15, 2014. That date is important because it is the last day you can enroll in coverage with an effective date
How to Apply for 2015 Coverage on healthcare.gov
Open Enrollment for 2015 Health Insurance: November 15, 2014 – February 15, 2015. If you live in Virginia and will be eligible for a health insurance subsidy in 2015, you must purchase your coverage on the federal health insurance marketplace — healthcare.gov — in order to receive the subsidy. NEW! This year we are pleased to offer expedited enrollment for Virginia residents on the exchange. You get the same