You have until midnight on March 31, 2014* to beat the deadline for enrolling in 2014 health insurance coverage. *A qualifying event will allow you to enroll after March 31 Applying for Coverage Without a Subsidy If you are not eligible for a subsidy (click here to find out), you can enroll quickly and easily by filing an application directly with the carrier of your choice: CareFirst BC/BS Anthem BC/BS
Another Health Insurance Extension?
This week’s big news surrounding the Affordable Care Act was the Obama administration’s announcement of a partial extension to the March 31 deadline for enrolling in 2014 health insurance. Another extension? Sort of. Before you believe you now have longer to enroll, remember it is a partial extension. And in fact, the administration is careful to call it a special enrollment period rather than an extension. Who Can Enroll in
Buying Health Insurance — Exchange or No Exchange?
We have entered the final weeks of Open Enrollment for 2014 health insurance. As such, many individuals are scrambling to meet the March 31 deadline to purchase 2014 coverage. If you are one of them, you may be wondering — EXCHANGE or NO EXCHANGE? Should you go through your state’s health insurance exchange (in Virginia, the federal marketplace, or healthcare.gov) or should you purchase coverage directly from a carrier? The
I Can’t Afford Health Insurance in 2014
What Should You Do if You Think You Can’t Afford Health Insurance in 2014? If you have searched for health insurance and believe it is too expensive, please let us help you find a solution that meets your needs and fits your budget. The worst thing you could do is remain uninsured because the premiums feel out of reach. We can often find a plan that fits into your budget
Can I Keep My Current Health Insurance for Two More Years?
A recent announcement by the Obama administration has many people wondering if they can keep their current health insurance coverage — along with their current premiums and benefits — for another two years. The short answer is – it’s too soon to say. We have been watching this closely, since this change could potentially have substantial impact, particularly in the individual health insurance market. At least two things must happen
Five Myths about the Affordable Care Act
There is a lot of confusion surrounding the Affordable Care Act (ACA). Here are some myths, and the truths behind them: MYTH #1: I must purchase my health insurance on my state’s exchange (or the federal exchange in states like Virginia who are not running their own exchange). TRUTH: You only must purchase your health insurance on the exchange if you are eligible for and wish to collect a subsidy
Important Deadlines for Health Insurance
Last Date to Purchase Health Insurance for 2014 Do you know the last day you can purchase health insurance for 2014 and avoid a penalty under the Affordable Care Act (ACA)? The answer is March 31, 2014* *A qualifying event like a change in marital or employment status, birth or adoption of a child, etc. will allow you to obtain 2014 coverage outside of the open enrollment period which ends
Three Reasons Why You Should Enroll in Health Insurance Now
Under the Affordable Care Act (ACA), open enrollment for 2014 health insurance runs through March 31, 2014. We are well into February. If you have not yet enrolled in coverage, you may need some convincing as to why you should not wait until the last minute. Here are three compelling reasons to enroll in health insurance before March 31: Avoid the Rush If you think back to the days leading
Enrolling in Innovation Health / Aetna Northern Virginia Health Insurance
Instructions for Enrolling in an Off-Exchange Policy with Innovation Health/Aetna Northern Virginia If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange policy with Innovation Health / Aetna Northern Virginia, you must complete a paper application. Click here to access the application, and follow the
If Your Health Insurance was Canceled You Can Now Claim Hardship
Just days before the December 23 deadline to purchase health insurance, the government announced that anyone who received a cancellation notice for their individual health insurance policy now has the option to claim a hardship and either not purchase insurance at all or purchase a catastrophic health plan. What does this really mean? What is a Catastrophic Health Plan? Here is the definition of a catastrophic health plan as stated
