The Affordable Care Act (ACA) created four new designs for health insurance policies. You may have heard policies referred to as “metal plans.” This is because each design is named after a metal: Bronze | Silver | Gold | Platinum The four metal plans are distinguished from one another by their actuarial value. Actuarial value (AV) is the average amount of covered health care expenses that will be paid for
Enrolling in Humana Health Insurance
Instructions for Enrolling in an Off-Exchange Policy with Humana If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange plan with Humana, you can apply by processing an online application directly with the carrier. Click here to begin. For more information about specific Humana health
What Does “Standardized” Health Insurance Mean?
Anyone who has purchased health insurance knows that understanding the difference from one plan to the next can be very confusing. Plans offer different benefits, different levels of deductibles and co-pays, in network vs. out-of-network care, etc. In order to make it easier for consumers to understand and compare insurance options, the Affordable Care Act (ACA) sets up four (4) levels of insurance: bronze, silver, gold, and platinum. All four
