Although time is running out, you CAN still sign up for 2015 health insurance.
Open enrollment ends on February 15, 2015.
This means you can purchase a new individual or family health insurance plan — for any reason — until that date.
Once open enrollment ends, however, you will not be able to purchase 2015 individual or family coverage unless you have a qualifying event.
Get Covered Now!
Having health insurance is mandated by law (The Affordable Care Act). If you don’t have coverage for more than 3 months in 2015, you will be subject to a penalty tax. You can avoid this penalty by buying coverage.
If you are eligible for a subsidy, you can review your options here: www.enrollvirginianow.com.
If you are not eligible for a subsidy, you can get instant quotes here: www.vamedicalplans.com.
We are available to discuss your situation and look forward to helping you find the right coverage for your needs. Please call our office 703-707-8270 or 1-888-396-2341.
But don’t delay… time is running out.
When Will my Coverage be Effective?
If you enroll between now and February 15, your coverage will begin on March 1, 2015.
Can I Switch Plans During Open Enrollment?
Yes! If you are currently insured, but would like to change your plan, you may do so for any reason during open enrollment.
Deductible Will Reset
But there is an important caveat to switching plans between now and February 15.
All Affordable Care Act-compliant individual or family health insurance plans (vs. employer-sponsored coverage) run on a calendar year basis: from January 1 to December 31.
If you are currently covered by a plan and switch to a new one effective March 1, your deductible will reset when you enroll in new coverage. Any medical bills you incurred before switching plans will not count toward your new plan’s deductible.
Questions? Get in touch with us today — 703-707-8270!
