HSA Limits 2023 What are the 2023 limits for HSA accounts? Annual contribution limits, minimum deductibles, and out-of-pocket maximums for health savings accounts (HSAs) are shown below. You can contribute to an HSA if you are covered under a high deductible health plan (HDHP) and meet certain other requirements. 2022/2023 Annual HSA Contribution Limitation The maximum HSA contributions for 2022 and 2023 are: 2022 2023 HSA contribution limit (employer +
What is a High-Deductible Health Plan?
(This post was originally published in May, 2013 and was updated in Nov 2016, Oct 2017, Aug 2018, Nov 2019, May 2020, June 2021, May 2022, September 2023, and October 2024) A high-deductible health plan (HDHP) is just what the name implies. It is a health insurance plan that has a higher deductible than traditional insurance plans. An HDHP also has lower premiums than traditional coverage. In plain English, when