HSA Limits 2018 2018 annual contribution limits, minimum deductibles, and out-of-pocket maximums for health savings accounts (HSAs) are shown below. You can contribute to an HSA if you are covered under a high deductible health plan (HDHP) and meet certain other requirements. 2018 Annual HSA Contribution Limitation The maximum HSA contribution for 2018 is: 2018 HSA contribution limit (employer + employee) Individual: $3,450 Family: $6,900 2018 High Deductible Health Plan