A special enrollment period (SEP) is a time outside of open enrollment* during which you can purchase a new health insurance policy. *Open enrollment for health insurance is a time each year when anyone can purchase or change a health insurance policy for any reason. For 2022 plans, open enrollment was November 1, 2021 – January 15, 2022. 2023 open enrollment will run from November 1, 2022 – January 15,
What is a Qualifying Event and What Should I Do if I Have One?
When it comes to health insurance, a qualifying event is a life event that makes you eligible to purchase health insurance outside the dates of open enrollment. A qualifying event triggers a special enrollment period lasting 30-60 days, depending on the event. Read more about special enrollment periods. Qualifying Events Change in marital status (marriage/divorce/death of a spouse) Relocation to a new state or to an area of your current
What is the Penalty for Not Having Health Insurance in 2017?
If you went for more than 3 months without health insurance in 2016, you will be assessed a penalty when you file your 2016 income taxes. Here are the penalty amounts for not having coverage in 2015, 2016, and 2017. You can estimate your possible penalty by using the Estimator tool found at this link: https://taxpayeradvocate.irs.gov/estimator/isrp/index.htm. 2015 2016 and 2017 $325 per adult $162.50 per child Family Maximum of $975
HSA Contribution Limits and Deductibles for 2016
The IRS recently released the 2016 inflation adjusted amounts for health savings accounts (HSAs). You are eligible to contribute to an HSA if you are covered under a high deductible health plan (HDHP) and meet certain other eligibility requirements. 2016 Annual HSA Contribution Limitation The maximum contribution to a health savings account (HSA) for 2016 is: 2016 HSA contribution limit (employer + employee) Individual: $3,350 Family: $6,750 2016 High Deductible
Special Enrollment Period for the Uninsured During Tax Season
Most Americans must have health insurance. It’s the law. But as the 2014 tax filing season gets underway, you may be caught off guard by an extra tax of $95 or more due with your 2014 tax return. That’s because if you went for three consecutive months or more during 2014 without health insurance, you will be hit with a penalty tax (unless you are exempt). Here is the amount
Buying 2015 Health Insurance Outside of Open Enrollment
Open enrollment for 2015 health insurance has ended. It ran from November 15, 2014 through February 15, 2015. Outside those dates, you must have a qualifying event in order to be eligible to purchase Affordable Care Act-compliant coverage which is effective in 2015. NOTE: Anthem has extended its deadline to purchase off-exchange 2015 coverage until February 28. Click here for more info. Examples of Qualifying Events Change in marital status
Anthem Extends Enrollment Deadline for 2015 Health Insurance
You’ve just been given a little more time t0 enroll in 2015 health insurance! Anthem has extended the deadline to enroll in its off-exchange individual health care plans to February 28. Note: if you are eligible for financial assistance, you must purchase coverage through the exchange in order to collect your subsidy. The February 15 open enrollment deadline for exchange plans remains unchanged at this time. Apply for Anthem Coverage
Free Identity Protection from Anthem
In record time — less than two weeks after news broke of a breach of 80 million customer and employee records — Anthem has arranged to provide two years of free identity protection services to anyone impacted by the breach. We applaud Anthem for working quickly over the last days to make this happen. Starting Friday, February 13, you can visit www.AnthemFacts.com to learn how to enroll in two years
More About the Anthem Data Breach
What can Anthem customers — past and present — expect in terms of the company’s recent data breach? Anthem, Inc. has said it would take about 10-14 days to determine who was affected by the breach. Once those impacted have been identified, the company will begin notifying them via mailed letters and possibly emails. The company has also said it would provide credit monitoring and identity protection services free of
Anthem Data Breach
We have just become aware that Anthem, Inc., the parent company of Anthem Blue Cross and Blue Shield, is the victim of a highly-sophisticated cyber attack. Anthem has informed us that its member data was accessed, and information about our clients could be among the data. We are working closely with Anthem to better understand the impact on its members. Here is what we do know: Once Anthem determined it
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