⇒NOTE: This post is about applying for 2014 coverage. For information about applying for 2015 coverage, click here. If you live in Virginia and are eligible for a health insurance subsidy, you must purchase your coverage on the federal health insurance marketplace in order to receive the subsidy. Not sure if you are eligible? Use this chart to find out. You may qualify for a subsidy if, based on the
Enrolling in CareFirst BC/BS Virginia Health Insurance
Instructions for Enrolling in an Off-Exchange Policy with CareFirst Blue Cross/Blue Shield of Virginia If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange plan with CareFirst BC/BS, you can apply by: Processing an online application directly with CareFirst. Click here to begin. Completing a
Enrolling in Innovation Health / Aetna Northern Virginia Health Insurance
Instructions for Enrolling in an Off-Exchange Policy with Innovation Health/Aetna Northern Virginia If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange policy with Innovation Health / Aetna Northern Virginia, you must complete a paper application. Click here to access the application, and follow the
Enrolling in Anthem Blue Cross / Blue Shield of Virginia Health Insurance
Instructions for Enrolling in an Off-Exchange Policy with Anthem Blue Cross/Blue Shield of Virginia If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange plan with Anthem BC/BS, you can apply by: Processing an online application directly with Anthem. Click here to begin. Completing a
How do I Calculate My Income to Find Out if I am Eligible for a Health Insurance Subsidy?
Under the provisions of the Affordable Care Act (ACA), some Americans will be eligible for a subsidy to purchase health insurance through their state’s exchange (or the federal exchange for states like Virginia who have chosen not to run their own exchange). Eligibility for the subsidy is determined in part by household income, relative to the Federal Poverty Level. Click here for details. Some are wondering, however, how to calculate
Who Wins under the Affordable Care Act?
Are There Any Winners Under the Affordable Care Act (ACA)? The short answer is YES. Many Americans — millions in fact — will be better off because of the new law. Let’s look at it strictly by the numbers. The population of the United States is approximately 300 million. Here is a breakdown of the health insurance status for Americans today: Some points to consider regarding Americans who currently have
Health Insurance Premiums Under Affordable Care Act
How will health insurance premiums be calculated in 2014, under Affordable Care Act (ACA)? A policy’s premium is the monthly fee paid to the insurance carrier for health insurance coverage. In pre-ACA policies, insurance carriers can charge differing premiums based upon many factors including, most notably, a person’s age and current health status. Today, the premium paid by someone with a medical condition is typically much higher than that of
Should Young Adults Stay on Their Parents’ Health Insurance?
One of the earliest-implemented provisions of the Affordable Care Act (ACA) was the requirement that parents be allowed to keep their adult children on their health insurance until age 26. As a result, many families did just that. Even when the adult child was offered coverage through his or her employer, it often made sense for many reasons for the “child” to stay on the parents’ plan. With the next
7 Easy Steps to Prepare for Health Insurance Open Enrollment
October 1, 2013 marks the start of the Open Enrollment period for health insurance. From October 1 – March 31, 2014, Americans will be able to purchase health insurance with an effective date as early as January 1, 2014. And remember, everyone MUST have health insurance by the first of the year! Are you ready? Here are 7 easy steps you can follow: 1 Understand your options. You will be
How Much Will Health Insurance Cost Me in 2014?
With the Affordable Care Act (aka Obamacare) front-and-center in the news these days, people naturally want to know how much it will cost them when health insurance becomes mandatory on January 1, 2014. The health insurance exchanges (or “marketplaces”) are slated to open on October 1, 2013 for plans with an effective date of January 1, 2014. Until exact figures are released, the Kaiser Family Foundation has a great tool
