Instructions for Enrolling in a 2015 Off-Exchange Policy with United Healthcare If you have not yet purchased 2015 health insurance, we can help! We are excited that United Healthcare is offering a national PPO network option for 2015. If you purchase a plan with the “Choice Plus Network”, you will have access to in-network care, nationwide. United Healthcare is also offering an online physician look-up tool. If you are ready
Enrolling in a 2015 Health Plan with Anthem BC/BS HealthKeepers in Virginia
Instructions for Enrolling in a 2015 Off-Exchange Policy with Anthem Blue Cross/Blue Shield of Virginia If you have already discussed a plan with us and you are ready to enroll in an off-exchange 2015 plan with Anthem BC/BS, starting on November 15, 2014, you can apply by: Processing an online application directly with Anthem. Click here to begin. Completing a paper application. Click here to access the 2015 Anthem application,
2015 Pediatric Dental Benefit in Virginia
When Open Enrollment for 2015 health insurance plans begins on November 15, 2014, it will be nice to NOT have to explain to individual and small group clients why they must pay for pediatric dental benefits even if they have no children on their policy. It’s not that we are anti-pediatric-dental-care! We love healthy teeth in kids as much as the next guy! The Trouble with Pediatric Dental Benefit in
December 15 is Key Date for 2014 Policyholders
If you are reading this, you probably know that November 15, 2014 is the first day of Open Enrollment for 2015 health insurance plans. You probably also know Open Enrollment runs through February 15, 2015. However, what you may not realize is the importance of another date — December 15, 2014. That date is important because it is the last day you can enroll in coverage with an effective date
How to Apply for 2015 Coverage on healthcare.gov
Open Enrollment for 2015 Health Insurance: November 15, 2014 – February 15, 2015. If you live in Virginia and will be eligible for a health insurance subsidy in 2015, you must purchase your coverage on the federal health insurance marketplace — healthcare.gov — in order to receive the subsidy. NEW! This year we are pleased to offer expedited enrollment for Virginia residents on the exchange. You get the same
What are the Penalties for Not Having Health Insurance in 2015?
If you did not have health insurance in 2014, be prepared to pay a penalty when you file your 2014 income taxes next April. If the penalty for not being covered in 2014 did not seem too high, brace yourself for the dollar amount to rise next year, and the year after. Here are the penalty amounts for 2014, 2015, and 2016: 2014 2015 2016 $95 per adult $47.50 per
I’m Losing My Work Health Insurance. Should I Go on COBRA or Enroll in an Affordable Care Act Insurance Plan?
Before the Affordable Care Act (aka Obamacare) became the law, leaving a job meant either getting private health insurance (which was sometimes impossible because of pre-existing conditions), going without health insurance (NOT a good option!), or paying for coverage under COBRA. COBRA — the Consolidated Omnibus Reconciliation Act — is the federal law that gives you the right to continue your employer-sponsored health insurance coverage for 18 months. The problem
Am I Eligible for a Health Insurance Subsidy in 2015?
Eligibility for a subsidy on your health insurance is determined based upon your household income level and the number of people in your household. The eligibility numbers have been adjusted for 2015 coverage. Here is the most recent data: (Click here or on the image to view larger.) Source: healthcare.gov Virginia Medical Plans Can Help Give us a call at 1-800-867-0800 or send us an email at jkatz@vamedicalplans.com. We can
Health Insurance Cancellation Notices
Help! My health insurance is being canceled! Several hundred thousand Americans — reportedly 250,000 in Virginia alone — either have already been notified or will be notified soon by their health insurance company that their plan is being canceled effective December 31, 2014. The canceled plans are those which do not fully comply with the provisions of the Affordable Care Act (ACA), otherwise known as Obamacare. What should I do
9 Simple Facts about Health Insurance
Fact #1 Open Enrollment for 2015 individual health insurance plans begins November 15, 2014. Fact #2: You may apply for coverage outside the dates of Open Enrollment if you have a qualifying event. Fact #3: All individual and small group health insurance plans effective on or after January 1, 2014 must include coverage for 10 essential health benefits — things like preventive care, well visits to the doctor, hospitalization, etc.
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