When Open Enrollment for 2015 health insurance plans begins on November 15, 2014, it will be nice to NOT have to explain to individual and small group clients why they must pay for pediatric dental benefits even if they have no children on their policy. It’s not that we are anti-pediatric-dental-care! We love healthy teeth in kids as much as the next guy! The Trouble with Pediatric Dental Benefit in
New Virginia Law Changes Pediatric Dental Benefit for 2015
Coverage for pediatric dental care is considered an essential health benefit under the Affordable Care Act (ACA). Several months ago we wrote about pediatric dental coverage in Virginia (click here to read the original post). To summarize briefly, all 2014 individual and small group (50 or fewer employees) health insurance policies sold outside the federal exchange are required to include coverage for pediatric dental care. But for policies sold through
More on Pediatric Dental Essential Health Benefit
We recently received a well-written brochure about the Pediatric Dental Essential Health Benefit (EHB) — Click here. Although the guide was produced by United Health Care (UHC) and we write dental and health insurance policies with many other carriers, it contains some really useful information about how the pediatric dental EHB will work in 2014 under the Affordable Care Act (ACA). We have put up UHC’s guide under our Free
Pediatric Dental Benefit in Virginia under Affordable Care Act
The Affordable Care Act (ACA) requires health insurance plans to cover ten essential health benefits (EHB). One such EHB is pediatric dental care. It sounds simple enough: “pediatric dental care” means providing oral health care for children. But it turns out there are many questions — and few concrete answers — about exactly how the pediatric dental EHB will work in Virginia. Here is some of what we do know: