Yes*. Just because you are eligible for coverage through your employer does not mean you cannot stay on your parent’s health insurance plan — that is, of course, if you are age 26 or younger. If your parent’s plan seems like a better fit for your family’s budget, lifestyle, or health care needs, staying on your parent’s plan may be the best option for you! *Note, the only exception would
Can I Live in a Different State than my Parents and Still be Covered on Their Health Insurance?
Yes, you can live in a different state and still be covered on your parent’s health plan up until age 26. However, keep in mind most health insurance plans distinguish between in-network and out-of-network care. If you live in another state, you may not be able to easily access in-network providers for your medical care. Out-of-network care is typically much more expensive than in-network care, often with its own separate
As a Young Adult What are My Options for Health Insurance?
The Affordable Care Act makes it mandatory for most individuals — including young adults — to have health insurance or pay a tax penalty. There are several options available for young adults looking for health insurance. If health insurance is not offered by your employer, or if it is offered but does not meet your needs or your budget, you can: Get coverage on your parent’s health plan. If you
