A special enrollment period (SEP) is a time outside of open enrollment* during which you can purchase a new health insurance policy. *Open enrollment for health insurance is a time each year when anyone can purchase or change a health insurance policy for any reason. For 2022 plans, open enrollment was November 1, 2021 – January 15, 2022. 2023 open enrollment will run from November 1, 2022 – January 15,
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