What are the differences between grandfathered plans, non-grandfathered plans, and new plans under the Affordable Care Act (ACA)? Here is a helpful chart with some of the key points. Grandfathered Plans (purchased before 3/23/2010 and still active) Non-Grandfathered Plans (purchased 3/23/2010 or later and active prior to 1/1/14) New Plans Effective in 2014 Annual Coverage Limits Annual dollar limits on coverage are ok Not allowed Not allowed Lifetime Coverage Limits
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