The Affordable Care Act (ACA) requires health insurance plans to cover ten essential health benefits (EHB). One such EHB is pediatric dental care. It sounds simple enough: “pediatric dental care” means providing oral health care for children. But it turns out there are many questions — and few concrete answers — about exactly how the pediatric dental EHB will work in Virginia. Here is some of what we do know:
Another View From the Health Insurance Trenches
It has been about a month since we wrote about our experience “in the trenches” as we help our clients manage the transition to the Affordable Care Act (ACA). Many of you are wondering how things are going. Record High Volume at Virginia Medical Plans We, like most brokers across the country, continue to experience a record high volume of calls and emails. As you can imagine, we are doing
Who Wins under the Affordable Care Act?
Are There Any Winners Under the Affordable Care Act (ACA)? The short answer is YES. Many Americans — millions in fact — will be better off because of the new law. Let’s look at it strictly by the numbers. The population of the United States is approximately 300 million. Here is a breakdown of the health insurance status for Americans today: Some points to consider regarding Americans who currently have
Enrollment Extensions Under Affordable Care Act
Enrollment extensions for two key dates under the Affordable Care Act (ACA) were announced last week. 1 – Enrollment Deadline for January 1, 2014 Health Insurance Plans You now have eight extra days — until December 23, 2013 (originally December 15) — to enroll** and pay for* coverage with an effective date of January 1, 2014. *Update: 12/13/13: According to an HHS ruling, you now have until December 31, 2013
Virginia Medical Plans’ Jon Katz in the News
Virginia Medical Plans’ own Jon Katz has become the go-to guy when it comes to information about today’s ever-changing landscape of health insurance. The local press in the Washington DC / Virginia / Maryland area has called upon Jon’s expert knowledge several times since the rollout of Affordable Care Act (ACA), otherwise known as Obamacare. In October, Jon was featured on National Public Radio (NPR)’s radio show Marketplace (click here
Obama’s News Conference on Affordable Care Act — What Does it Mean?
Yesterday President Obama held a national news conference in which he apologized for “fumbling” the rollout of the Affordable Care Act (ACA) — otherwise known as “Obamacare”. In addition to his apology, the President suggested a fix for the millions of Americans whose current policies are being canceled by their health insurance carrier. The Proposed Fix The proposed fix involves letting people hold on to their non-ACA-compliant health insurance plans
Impact of Obamacare on the Individual and Small Group Health Insurance Markets
Everywhere you turn these days, the Affordable Care Act (ACA) — otherwise known as “Obamacare” — is in the news. From last month’s government shutdown, to the glitchy launch of healthcare.gov, to the results of last week’s elections, and now to President Obama’s recent apology for millions of policy cancellations despite his earlier statement that we’d all be able to keep our health insurance, the news can be contradictory, confusing,
Sticker Shock over 2014 Health Insurance
Many Americans in the individual health insurance market — those who purchase their own health insurance vs. getting it through their employer — are getting their first glimpse into their 2014 premiums. And many are facing sticker shock! Why are some people’s prices increasing in the 2014 individual market? The price increases are a matter of math and statistics. No More Denial for Pre-Existing Conditions A cornerstone of the Affordable
Effective Dates for 2014 Health Insurance
There has been a lot of talk about enrollment for health insurance under the Affordable Care Act (otherwise known as “Obamacare”). It may not be clear, however, how the effective dates work for 2014 coverage. Open enrollment for health insurance plans effective in 2014 runs from October 1, 2013 through March 31, 2014. This means that during this time period, any eligible consumer can purchase a health insurance policy that
Why is My Health Insurance Policy Being Canceled and What Can I Do?
It’s all over the news this week. Millions of individual health insurance policies are being canceled. Here at Virginia Medical Plans, we have known this was coming for months. In fact, back in June we wrote about it right here. Since then, we have assisted literally hundreds of clients with their decision about coverage in 2014. Here are some of the questions we are hearing, along with the answers: Why
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