Instructions for Enrolling in an Off-Exchange Policy with CareFirst Blue Cross/Blue Shield of Virginia If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange plan with CareFirst BC/BS, you can apply by: Processing an online application directly with CareFirst. Click here to begin. Completing a
Enrolling in Innovation Health / Aetna Northern Virginia Health Insurance
Instructions for Enrolling in an Off-Exchange Policy with Innovation Health/Aetna Northern Virginia If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange policy with Innovation Health / Aetna Northern Virginia, you must complete a paper application. Click here to access the application, and follow the
Enrolling in Anthem Blue Cross / Blue Shield of Virginia Health Insurance
Instructions for Enrolling in an Off-Exchange Policy with Anthem Blue Cross/Blue Shield of Virginia If you have not yet purchased 2014 health insurance, there is still time and we can help! If you have already discussed a plan with us and you are ready to enroll in an off-exchange plan with Anthem BC/BS, you can apply by: Processing an online application directly with Anthem. Click here to begin. Completing a
What Should I do Before I Visit the Doctor in 2014?
January 2014 is here! You purchased new health insurance and you’re ready to visit the doctor, pharmacy, etc. for the first time. The only problem is, you have no paperwork from your carrier to show you’re covered. You are not alone. The technical glitches that plagued the online federal and state health insurance marketplaces have resulted in bigger problems for many Americans who thought they had signed up for a
What is a Drug Formulary and Why Should I Care?
What is a drug formulary? A drug formulary is a list of medicines covered under a health insurance plan. A formulary may also specify tiers of medications and corresponding levels of co-pay or co-insurance. The drug formulary will vary from plan to plan. Why Should I Pay Attention to my Health Insurance Plan’s Drug Formulary? It is important to know the specifics of your plan’s drug formulary — particularly if
If Your Health Insurance was Canceled You Can Now Claim Hardship
Just days before the December 23 deadline to purchase health insurance, the government announced that anyone who received a cancellation notice for their individual health insurance policy now has the option to claim a hardship and either not purchase insurance at all or purchase a catastrophic health plan. What does this really mean? What is a Catastrophic Health Plan? Here is the definition of a catastrophic health plan as stated
December 23 Health Insurance Deadline Draws Near
December 23, 2013 is Almost Here It may feel like a race against the clock, but there is still time to enroll in health insurance by the December 23 deadline. Enrolling by that date will ensure you’re covered by January 1, 2014. What Should You do if You Have Not Gotten Health Insurance Yet? First of all, don’t panic! You still have a bit of time! (Note: Maryland residents
Clarification to HHS Recommendations for Insurance Carriers
In a previous post, we outlined the recommendations made by the Department of Health and Human Services (HHS) last week to encourage health insurance carriers to take steps toward easing policyholders’ transition to new 2014 ACA-compliant health plans. We want to provide clarification on a couple of the points, and dissuade anyone from believing their insurance carrier will simply cover any out-of-network care or off-formulary drugs throughout the month of
If You Enrolled in Health Insurance Through the Exchange, Will You Really Have Coverage on January 1?
This is a question on the minds of many. With the recent tales of “834 errors*” will insurance carriers really have an accurate record of who is covered under plans sold on the exchange? * 834 is the data transmission form sent from healthcare.gov to the carriers containing a policyholder’s information. The 834’s have been plagued with missing, garbled, or duplicate data, casting doubt on whether carriers will receive correct
HHS Announces Changes to Help Americans have Coverage by January 1
In acknowledgement of the difficulties Americans have faced enrolling in health insurance coverage over the past few months, the Department of Health and Human Services (HHS) has asked insurance companies to make some changes to the way they enroll people in January 1 coverage. Of the changes, only one is mandatory: Health Insurance companies must provide coverage effective January 1, 2014 for any person from whom they receive a premium
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