You may be eligible for a health insurance subsidy in 2019 if your total household income falls within certain limits.
The income cutoffs are tied to the Federal Poverty Level and are adjusted each year.
Income Limits for 2019 Health Insurance Subsidy
The 2019 income figures are in the chart below.
To use the chart:
- Locate the number of people in your household along the top row. This is the number of people on your federal tax return.
- Look in the corresponding column to see if your projected 2019 adjusted gross income (AGI) falls within the limits shown. (AGI is the figure on line 37 of your Form 1040.)
If you think your total 2019 household AGI will be within the limits, you may be eligible for a subsidy.
| # People in Your Household | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| You may qualify for a 2019 premium subsidy if your yearly income is between …. | $17,237 -$48,560 | $23,337 - $65,840 | $29,436 -$83,120 | $35,536 - $100,400 | $41,636 - $117,680 | $47,735 - $134,960 |
| You may qualify for a premium subsidy AND a cost share reduction if your yearly income is between… | $17,237 -$30,350 | $23,337 - $41,150 | $29,436 -$51,950 | $35,536 - $62,750 | $41,636 - $73,550 | $47,735 - $84,350 |
Source: Federal Poverty Level Guidelines
Medicaid Expansion Affects 2019 Subsidy Levels in Virginia
Please note, Virginia expanded Medicaid effective January 1, 2019. This has increased the income threshold for health insurance subsidy eligibility in Virginia in 2019.
If you think you qualify for Medicaid, please visit your state’s Medicaid website for more information:
- Virginia: www.coverva.org.
- Maryland: www.mmcp.health.maryland.gov
- DC: www.dc.gov
Enroll in 2019 Health Insurance
You can enroll in a 2019 health insurance plan between November 1, 2018 and December 15, 2018. This is open enrollment. Your coverage will be effective on January 1, 2019.
Outside of open enrollment, you must have a qualifying event to enroll in a new individual plan.
Find out if you will qualify for a subsidy AND obtain the subsidy by buying your health insurance through your state’s exchange.
If you live in Virginia, visit www.enrollvirginianow.com to view plans and enroll.
DC residents – visit DC Healthlink.
In Maryland, visit the Maryland Health Connection. (Note: we don’t work with Maryland Health Connection.)
