Enroll in 2014 Health Insurance by March 31

The Affordable Care Act (ACA) Makes Health Insurance Mandatory for Most Americans Beginning January 1, 2014.

Although January 1 has passed, there is still time to purchase health insurance for 2014 and avoid a penalty tax.  But you must enroll by March 31.

After that date, your next chance will be in November 2014, when open enrollment for 2015 coverage begins (unless you have a qualifying event before then that makes you eligible outside of open enrollment — e.g., change in job status, change in family status, etc.)

Under the provisions of ACA:

• anybody can buy health insurance — even if you have pre-existing conditions or are in poor health
• you can not be charged a higher premium for current or pre-existing health conditions
• your adult children can remain on your health insurance policy through age 26
• you will be covered for preventative care
• you will have coverage for 10 essential health benefits
• you may be eligible for a subsidy, depending on your income (refer to the chart below to learn if you may qualify)*

If you are not eligible for a subsidy, then you will purchase individual or family health insurance “off-exchange”, in the private marketplace.

We write coverage with numerous carriers, and can help you choose the plan that is best for you.  Give our office a call (800-867-0800) or email us at jkatz@vamedicalplans.com to get started.

If you have already selected a carrier, click on the appropriate image below for detailed instructions on enrolling.

Are You Eligible for a Subsidy?

*If eligible, you must purchase your health insurance on the exchange in order to receive a subsidy.  Click here for instructions.