When you’re on a road trip to some place new, it is helpful to have along a navigator — someone to help you get where you need to go. Preferably, your navigator is someone who, at best, has been there before, but at the very least, has the experience to help you map out the best route and adjust to any trouble spots along the way.
When the Exchanges (also known as the Marketplace) open for business on October 1, 2013, buying health insurance may seem like driving into unfamiliar territory.
Under the Affordable Care Act (ACA) states must create a Navigator program to help, shall we say, navigate the process.
But, recently, consumer groups in California expressed concern about the potential for identity theft when over 20,000 newly hired Navigators begin collecting people’s sensitive information this fall (read more).
When you are ready to purchase health insurance — for yourself, your family, or your business; on or off of the Exchange — give our office a call. With over 20 years’ experience helping thousands of clients find the right coverage for their needs, we can be counted on for trusted guidance. Be wary of unlicensed, newly trained navigators who lack the knowledge and experience to properly advise you in this complex process.
Click here to compare the use of Navigators vs. Brokers when buying individual insurance.
Click here to learn how a broker like Virginia Medical Plans can help employers select, purchase, and enroll employees in group plans. Although the employer mandate has been delayed a year until 2015, we recommend employers begin thinking ahead.