Fact #1 Open Enrollment for 2015 individual health insurance plans begins November 15, 2014. Fact #2: You may apply for coverage outside the dates of Open Enrollment if you have a qualifying event. Fact #3: All individual and small group health insurance plans effective on or after January 1, 2014 must include coverage for 10 essential health benefits — things like preventive care, well visits to the doctor, hospitalization, etc.
Under the Affordable Care Act (ACA), eligibility for a premium tax credit (also called a subsidy) is based on the income earned by members of your household. Click here to access a chart showing income levels for subsidy eligibility. Who Counts as Part of Your Tax Household? In general your tax household includes anyone for whom you claim a personal exemption on your federal tax return: Yourself Your spouse Your
⇒NOTE: This post is about applying for 2014 coverage. For information about applying for 2015 coverage, click here. If you live in Virginia and are eligible for a health insurance subsidy, you must purchase your coverage on the federal health insurance marketplace in order to receive the subsidy. Not sure if you are eligible? Use this chart to find out. You may qualify for a subsidy if, based on the