Welcome to Virginia Medical Plans’ 2021 Cigna health insurance enrollment guide for individuals and families in Virginia.
About 2021 Cigna Health Insurance
If you live in the Virginia counties* shown in dark orange on the map to the left, you can enroll in a Cigna health plan. (New addition in 2021 – Spotsylvania County).
You must choose providers who participate in the Cigna Connect network. Be sure to designate a primary care provider (PCP) who accepts “Cigna Connect”. Starting in 2021, you will no longer be required to have a referral from your PCP to visit a specialist.
Out-of-network care is not covered, except in the event of a true emergency. Always verify that a doctor, pharmacy, hospital or other medical provider is in-network with Cigna Connect before you seek care.
All plans in 2021 offer 24/7 virtual care at no cost ($0). You can also choose a plan that covers acupuncture or one that is good for diabetes.
If you are eligible for a subsidy to help pay for health insurance, you must buy a Cigna plan through the exchange. Click here to find out if you may qualify for a subsidy in 2021.
2021 Cigna Connect Health Plan Details
Cigna Connect plans are “EPOs” — Exclusive Provider Organization. This is a small gated HMO network (referrals required). There is no out-of-network care, except in the event of a true emergency. Please be sure to search the network carefully (use link below).
Search for Your Provider
Choose your location, select a plan (choose “Medical” and be sure to select Cigna Connect), and search by doctor name, or type of provider.
2021 Cigna Drug Formulary
Search for your medication on Cigna’s drug list.
2021 Cigna Application – Available November 1, 2020
Apply online for a Cigna ON EXCHANGE plan in Virginia: Click here – Enter your Zip Code and click on “See Plans and Prices” to find a plan. Enroll and secure a subsidy.
Cigna Dental Plans
Cigna also offers stand-alone dental plans if you live in Virginia, Maryland, or DC.
*Cigna counties in the Northern Virginia area: Alexandria City, Arlington, Clarke, Fairfax City, Fairfax, Falls Church City, Loudoun, Manassas City, Manassas Park City, Prince William, Stafford, Frederick, Warren, Winchester City. New addition in 2021 – Spotsylvania.
Cigna counties in the Richmond area: Amelia, Charles City, Chesterfield, Dinwiddie, Hanover, Henrico, Prince George, Sussex, Colonial Heights City, Hopewell City, Petersburg City, Richmond City.