Fact #1 Open Enrollment for 2015 individual health insurance plans begins November 15, 2014. Fact #2: You may apply for coverage outside the dates of Open Enrollment if you have a qualifying event. Fact #3: All individual and small group health insurance plans effective on or after January 1, 2014 must include coverage for 10 essential health benefits — things like preventive care, well visits to the doctor, hospitalization, etc.
You have until midnight on March 31, 2014* to beat the deadline for enrolling in 2014 health insurance coverage. *A qualifying event will allow you to enroll after March 31 Applying for Coverage Without a Subsidy If you are not eligible for a subsidy (click here to find out), you can enroll quickly and easily by filing an application directly with the carrier of your choice: CareFirst BC/BS Anthem BC/BS
This week’s big news surrounding the Affordable Care Act was the Obama administration’s announcement of a partial extension to the March 31 deadline for enrolling in 2014 health insurance. Another extension? Sort of. Before you believe you now have longer to enroll, remember it is a partial extension. And in fact, the administration is careful to call it a special enrollment period rather than an extension. Who Can Enroll in