Fact #1 Open Enrollment for 2015 individual health insurance plans begins November 15, 2014. Fact #2: You may apply for coverage outside the dates of Open Enrollment if you have a qualifying event. Fact #3: All individual and small group health insurance plans effective on or after January 1, 2014 must include coverage for 10 essential health benefits — things like preventive care, well visits to the doctor, hospitalization, etc.
Which Preventive Services and Immunizations Are Covered for Children Under ACA?
Now that you have health insurance, you may be wondering what’s covered and what’s not for your dependent child(ren). By law (namely, the Affordable Care Act — ACA), certain preventive services for children through age 18 must be covered at 100%. This means no copayment, no coinsurance charge, and regardless of whether or not you have met your annual deductible. Your child must receive these services from an in-network provider
Which Preventive Services and Immunizations are Covered for Adults Under ACA?
Now that you have health insurance, you may be wondering what’s covered and what’s not. By law (namely, the Affordable Care Act — ACA), certain preventive services must be covered at 100%. This means no copayment, no coinsurance charge, and regardless of whether or not you have met your annual deductible. You must receive these services from an in-network provider for your plan to cover 100% of the charge. Preventive
