Can I Still Get Health Insurance Effective January 1, 2015? The answer is maybe. Although the deadline has passed for most people to secure 1/1 coverage, an exception is made when a qualifying event triggers a special enrollment period. One such qualifying event is the loss of minimum essential coverage. If your current 2014 policy is a pre-Affordable Care Act (ACA)-compliant plan (one which was in force and you renewed
Enrolling in 2015 Innovation Health Insurance
Instructions for Enrolling in a 2015 Off-Exchange Policy with Innovation Health/Aetna Northern Virginia If you have not yet purchased 2015 health insurance, there is still time and we can help! If you live in Northern Virginia — Alexandria City, Arlington County, Fairfax County, Fairfax City, Falls Church City, and Loudoun County — and you would like to enroll in an off-exchange policy with Innovation Health / Aetna Northern Virginia, you
Enrolling in a 2015 Health Plan with Anthem BC/BS HealthKeepers in Virginia
Instructions for Enrolling in a 2015 Off-Exchange Policy with Anthem Blue Cross/Blue Shield of Virginia If you have already discussed a plan with us and you are ready to enroll in an off-exchange 2015 plan with Anthem BC/BS, starting on November 15, 2014, you can apply by: Processing an online application directly with Anthem. Click here to begin. Completing a paper application. Click here to access the 2015 Anthem application,
What Are Key Dates for 2015 Health Insurance?
If you purchase health insurance for yourself or your family (vs. getting coverage through your employer), it will soon be time to begin thinking about your 2015 coverage. Here are some dates to keep in mind: November 15, 2014. The start of Open Enrollment for 2015 health insurance. Open Enrollment is the time when you can apply for new health insurance coverage, or, if you already have coverage, you can
Re-Enrollment for Exchange Health Insurance Policies
Did you purchase your health insurance through the federal health insurance exchange (aka healthcare.gov)? If so we have some important information about what to expect as the end of 2014 draws near. 2015 Re-Enrollment Rule All individual and family policyholders will need to re-enroll in 2015 coverage when the current benefit year ends in December of 2014. (Click here to learn how insurance effective dates work.) Just after Labor Day,
Affordable Vision Insurance
Have you ever heard someone marvel at being able to see individual leaves on trees after putting on eyeglasses for the first time (like in the picture to the right)? Has your child complained about not being able to see the board at school, or getting headaches when reading? When you’re not seeing clearly, things can get kind of … fuzzy. It may be time for a visit to the
How Long is My Health Insurance Coverage Effective?
In general, health insurance policies are effective for 12 months, and the period during which coverage is provided is called the plan’s benefit year. For individual health insurance policies — whether purchased on or off the exchange — the benefit year runs on a calendar basis, from January 1 – December 31. However, not all policies will be effective for the full 12 months. This is because the start date
News for Anthem Individual Health Insurance Policyholders in Virginia
Attention Virginia Anthem Health Insurance Policyholders If you have a non-grandfathered* individual Anthem policy with a December 1, 2014 renewal date, we have some important news. We just received word from Anthem of a change regarding the options you will have when your policy renews this December 1. Until now, we had been told that Anthem would no longer offer your current plan, and you would need to switch to
Immigrants and Health Insurance Under Affordable Care Act
Prior to the Affordable Care Act becoming law, many immigrants living in the United States — even those living here legally — did not have good access to affordable health care. But under the new law, immigrants who are in the U.S. legally can now buy health insurance — and qualify based on income for premium subsidies and cost reductions — through their state’s health insurance exchange. (Some states, like
My New Job Offers Health Insurance, but Can I Still Stay on My Parent’s Policy?
Yes*. Just because you are eligible for coverage through your employer does not mean you cannot stay on your parent’s health insurance plan — that is, of course, if you are age 26 or younger. If your parent’s plan seems like a better fit for your family’s budget, lifestyle, or health care needs, staying on your parent’s plan may be the best option for you! *Note, the only exception would